I stumbled upon a really cool site. It's called Mosaic Maker. And this is what it does...
I've always wondered how those photoshop gurus do things like this to their pictures. And I still want to know how. But in the mean time...
There are other layout options. I suggest you pop over to the Mosaic Maker and check it out!
**OH NO! The picture isn't working! Imagine 1 large pic in the middle surrounded by 12 pictures. I'll work on it when I get home and get it back up. Doh!**